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HomeMy WebLinkAbout324 GlovaMr. Eugene Glova c/o Richard J. Green, Esq. 305 Franklin Street Johnstown, PA 15901 Re: No. 83 -22 -C Dear Mr. Glova: STATE ETHICS COMMISSION 308 FINANCE BUILDING HARRISBURG, PENNSYLVANIA 17120 ORDER OF THE COMMISSION May 24, 1984 Order No. 324 The State Ethics Commission has received a complaint regarding you and a possible violation of Act 170 of 1978. The Commission has now completed its investigation. The individual allegations, conclusions, and findings on which those conclusions are based are as follows: I. Allegation: That as Supervisor in Upper Yoder Township you acted as an Agent /Sales Representative for Bankers Life Insurance Company, participated in presentations to the Township and Township employees designed to sell life insurance and pension plans and to convince the Township or Township employees to place /purchase such coverage from /with Bankers Life. These actions may have violated Section 3(a) and 3(b) of the Ethics Act. A. Findings: 1. You served as a Supervisor in Upper Yoder Township, hereinafter the Township and as such are subject to the terms and provisions of the Ethics Act. You began serving as Township Supervisor in January, 1978 and left office in January, 1984. 2. Early in 1982 the Township Supervisors decided to update the Police and Municipal Workers' pension plans but there was no official action taken at this time at any meeting of the Supervisors in regard to any changes. a. At the time the Police pension programs were administered by L. Walter Coble Associates. b. At the time the road crew pension programs were administered_ by Robert F. Huebner and Associates. c. Both of these programs were basically funded by the purchase of whole life insurance policies with a "side" or contingency fund as well. Eugene Glova Page 2 b. You had been placed in contact with Clark by Manager with the Bankers' Pittsburgh Office. c. You had been placed in contact with Costanzo mutual friend. May 24, 1984 d. The whole life policies associated with the police pension program were placed with Minnesota Mutual Life Insurance Company and Provident Mutual Life Insurance Company. e. The whole life policies associated with the municipal road workers program were placed with Putnam Growth Fund, Templeton Growth Fund, Lincoln Life Insurance and Volunteer State Life Insurance Company. 3. a. Early in 1982 you contacted Ronald Clark, hereinafter Clark, a Pension Specialist for Bankers' Life Insurance Company, hereinafter Bankers' to examine the Township police and municipal pension plans. Joseph Costanzo, Agency by introduction by a 4. During August, 1982, Clark made a presentation to the Township's policemen regarding their pension plan and you were present during this session. a. During this session, you provided assistance in explaining the advantages of the Bankers' plan to the police officers, answering questions and advocating that a switch or "rollover" to Bankers' would be beneficial. b. No final decisions were made at this session as to changing the pension Alen. c. You approached at least three of the Township police officers individually to advise them of the Bankers' program and to persuade them that a "rollover" was beneficial to their interests and these officers understood that part of the benefit of a change to Bankers' would be greatly increased monthly pension payments. 5. Following this presentation the police officers expressed a desire to receive information and presentations from other insurance and pension companies, but the only other company permitted to or invited to make a presentation was the current carrier, Walter Coble Associates. 6. In September, 1982 the Supervisors had prepared and circulated to the police and road workers, a memorandum asking these employees if they felt it was beneficial to change and secure pension coverage with Bankers. Eugene Glova Page 3 May 24, 1984 a. The proposed coverage would convert the whole life program funded by whole life policies to a group life insurance one with a group annunity arrangement. b. Of the 11 workers whose names appeared on the memorandum, seven responded by checking the column "yes," indicating their agreement with the proposal of changing to Bankers'; one employee was noted as being "on vacation "; and three employees did not appear to respond in that they did not sign their names on the space provided or check the "yes" or "no" column. c. As to the three employees who originally did not respond (see b, above) to the memorandum, you approached at least two of these persons to persuade them that the change to Bankers' should be made and these persons recall that the indication was made to them that the decision was already made to change to Rankers' so they had no choice but to agree /comply with the change. d. Subsequently, in a memorandum separate from the September 1, 1982 memorandum referred to above, the three employees who originally did not respond to this proposed change to Bankers' (see b, above) and who were approached by you (see c, above) signed a memo dated September 21, 1982 and stated as follows: "We agree with a decision to change to Bankers' Life." 7. Minutes of the Township Supervisors' meetings disclose the following: a. 2/2/82 - Motion by Cowie, second by High, that whoever serves on the Board of Supervisors will serve as Trustees for the municipal pension plan. Approved unanimously. b. 8/17/82 - You report you are still receiving pension proposals. c. 9/21/82 - You called for an Executive Session to discuss Township employees' pension plan. Cowie seconds. Regular meeting reconvened thirty minutes later. - You made a motion that Joseph Costanzo he named Agent of Record to advise the Supervisors on various proposals for pension plans. Motion carried unanimously. d. 9/30/82 - Special Meeting. You made a short presentation of pension plans and stated both police and municipal workers desire change from outdated whole life to new concept of term life and change to a new carrier. Eugene Glova Page 4 May 24, 1984 - You made a motion, seconded by Cowie, that the administration of police pension program be transferred from Walter Coble Associates to Bankers' and the motion passed unanimously. - You made a motion, seconded by Cowie, that the administration of the Township municipal workers' pension plan be transferred from Huebner Associates to Bankers' and the motion passed unanimously. - You made a motion, seconded by Cowie, that the Township purchase group term insurance, separate from pension plan funding, on all Township employees from Bankers' and that a check in an amount of $270 payable to Wells Fargo, the Trustee, be submitted to cover the first month's premium and the motion passed unanimously. - You made a motion, seconded by Cowie, that Section 2 of Ordinance #143, ordained and enacted November 21, 1974 be amended to read death benefits of life insurance policies purchased on the lives of police officers may be either whole life or term policies and the motion passed unanimously. 8. Correspondence between the Township Supervisors and Walter Coble Associates hereinafter Coble, confirm the following: a. 9/1/82 - Coble letter to the Township explaining the Minnesota Mutual Fund Agreement and a statement of the assets of both Provident Mutual and Minnesota Mutual. b. 9/7/82 - Letter from Township Secretary to Coble requesting information concerning changes in the police pension fund no later than 9/15/82. c. 9/15/82 - Coble reply advising of changes that could be made in the police pension plan. (1) Coble advised a switch to term insurance was not possible under the present plan but by transferring funds from the Provident Fund to the Minnesota Mutual Fund and interest rate of 13% would be guaranteed for two years. (2) Termination of the Provident Fund which contained $96,987 would result in a $25,950 penalty unless taken over a five -year period. d. 10/7/82 - Letter from Township Secretary to Coble advising that the Township Supervisors elected to move the police pension funds to Bankers'. Eugene Glova Page 5 May 24, 1984 9. The Township received funds as follows as a result of terminating the police pension plan with Coble: a. 12/6/82 - Letter from Minnesota Mutual terminating premium deposit fund and enclosing check in an amount of $106,832.18. b. 12/13/82 - Benefit memo from Provident Mutual enclosing check in amount of $71,037.02. That amount was less $25,950, an adjustment from book value to market value made by Provident when the deposit administration account was terminated. See No. 8, c(2) above. The book value was $96,987. c. 1/31/83 Check in amount of $39,283.48 received by the Township from Minnesota Mutual representing the cash value of 33 life insurance policies on Township police. 10. Huebner Associates, Putnam Growth Fund, Templeton Growth Fund, Lincoln National Life Insurance Company and Volunteer State Life Insurance Company were notified by letter dated 10/7/82 from the Township Secretary that as of 10/1/82 the municipal workers pension funds were being transferred to Bankers' Life. 11. The Township received funds as follows as a result of terminating the municipal workers' pension plan with Huebner Associates. a. 11/9/82 - $34,391.09 received from Volunteer State Life representing the cash surrender value of (16) insurance policies taken out on Township workers. b. 11/10/82 - $3,447.06 received from Lincoln National Life representing cash surrender values of municipal workers' insurance policies. c. 1/3/83 - $6,370.46 received from Lincoln National Pension representing lump sum payouts for six insurance policies. d. 2/10/83 - $32,305.06 received from Templeton Growth Fund. Eugene Glova Page 6 May 24, 1984 12. Correspondence between the Township and Bankers' Life confirm the following: a. 6/14/82 - Letter from Pension Specialist Ronald Clark requesting information on Township municipal workers. b. 8/11/82 - Letter from Clark to you explaining pension proposals and requesting a meeting for 8/17/82. c. 10/7/82 - Clark memo to Supervisor Richard High with materials for applying to Bankers'. Costanzo commission acknowledgment and group annunity application attached. d. 10/13/82 - Memo from D. P. Carter, Bankers' Vice - President, expressing thanks for applying to Bankers'. e. 10/20/82 - Memo from Clark requesting government certification letter on group term insurance. f. 11/1/82 - Letter from G. David Hurd, Bankers' Vice - President, thanking the Township Supervisors for selecting Rankers' Deposit Administration Group Annuity contract. 13. Payments to Bankers' were made by the Township as follows: a. 10/1/82 - $270 application deposit for first month's term insurance premium drawn from the Township's General Fund Checking Account ( #50- 02480). b. 10/8/82 - $28,725.93 drawn from the Township Police Pension Fund Checking Account ( #50- 02506), Check #111, represented yearly contribution from Commonwealth of Pennsylvania. c. 10/14/82 - $100 drawn from the Township's General Fund Checking Account (application deposit). d. 11/17/82 - Check #113 drawn on the Township's Municipal Pension Fund Checking Account ( #50- 05541) in an amount of $34,391.09. - Check #114 - drawn on the Township's Municipal Pension Checking Account ( #50- 05541) in an amount of $3,447.06. e. 12/8/82 - $106,832.18, check #111, drawn on the Township's Police Pension Fund Checking Account (350- 02506). Eugene Glova Page 7 May 24, 1984 f. 12/17/82 - $71,037.02, check #112, drawn on the Township's Police Pension Fund Checking Account. g. 1/5/83 - $6,370.46, drawn on the Township's Municipal Workers' Pension Fund Checking Account ( #50- 05541). h. 2/3/83 - $39,283.48, drawn on the Township's Police Pension Fund Checking Account ( #50- 02506), credited by Bankers to the General Asset Fund. i. 3/1/83 - $32,315.06, drawn on the Township's Municipal Workers Pension Fund Checking Account ( #50- 05541), credited to the General Asset Fund. 14. The telephone numbers of the Township's Municipal office are 814 -255 -5243 and 814 - 255 -6073. a. A review of the records of calls made from these numbers reveals that during the period immediately prior to the change -over from Coble and Huebner to Bankers', you placed numerous calls to both the offices and homes of Bankers' Pension Specialist Clark and Agency Manager Costanzo. b. One such telephone call by you was made to Clark's home at 10:41 p.m. on 9/21/82 from another phone in the Johnstown area. The call was made after the Township Supervisors' meeting where you recommended converting the pension plan to Bankers'. c. After Lhis 9/21/82 Township Supervisors' meeting convened you made a 59- minute telephone call to the home of Joseph Costanzo at 10:45 p.m. The call was made from another phone in the Johnstown area but billed to the Township. d. Other calls to Costanzo's home were made on 12/13/82 and 1/2/83. e. On the same date that Joseph Costanzo was scheduled to be interviewed by the State Ethics Commission Investigator in Pittsburgh, Pennsylvania, April 25, 1983, you made a 26- minute call to Costanzo immediately prior to that interview. The call, which was made to the Bankers' offices, was made frim another phone and billed to the Township. 15. The calls referred to in No. 14 above and other calls you admit to making are as follows: Eugene Glova Page 8 Date 1) 5/14/82 412 -281 -8313 2) 5/19/82 3) 6/14/82 4) 9/21/82 9/21/82 6) 9/22/82 7) 9/23/82 8) 9/26/82 9) 9/27/82 10) 10/7/82 11) 10/25/82 12) 10/27/82 13) 11/16/82 14) 10/29/82 15) 12/6/82 16) 12/14/82 17) 12/16/82 18) 12/20/82 Number Called 412 - 367 -2355 Home of Joseph Costanzo 412 - 281 -9516 412 - 281 -8313 412 - 835 -9516 412 - 281 -8313 412 - 281 -8313 412 - 281 -8313 412 -281 -8313 412- 281 -8313 412 - 281 -8313 412 - 281 -8313 412 - 281 -8313 412 - 281 -8313 412 - 281 -5483 19) 12/23/82 412 - 281 -8313 20) 12/23/82 412 - 281 -8313 " Number Identified as: Time Office of Ronald Clark Home of Ronald Clark Office of Ronald Clark Home of Ronald Clark Office of Ronald Clark Office Joseph Office of Ronald Clark 3:27 p.m. 26 min. Johnstown area phone 3:33 p.m. 12:22 p.m. 10:45 p.m. 10:41 p.m. 3 min. 12:01 p.m. 1 min. 9:38 a.m. 1 min. $ 1.01 10:51 p.m. 28 min. Twp. office $ 4.82 3:25 p.m. 3:29 p.m. 3:27 p.m. 9:52 p.m. 9:22 a.m. 11:30 a.m. 9:40 a.m. 11:46 a.m 1:59 p.m. of 1:36 p.m. Costanzo May 24, 1984 Call made Duration from 8 min. 43 min. 59 min. 6 min. Twp. office 3 min. Twp. office 2 min. Twp. office 1 min. Twp. office 1 min. Twp. office 1 min. Twp. office 1 min. Twp. office 1 min. Twp. office Cost $ 8.58 $ 2.38 $12.00 $10.66* $ 1.01 1 min. Johnstown $ 1.01 area phone $ 1.71 $ .93 $ .67 $ .41 $ .41 $ .41 $ .41 $ .41 89 min. Glova pri. $23.89 office - Ebensburg 10:00 a.m. 1 min. another $ 1.01 phone in Johnstown 11:24 a.m. 1 min. another $ 1.01 phone in Johnstown Eugene Glova May 24, 1984 Page 9 Date 21) 2/31/82 412 - 367 -2355 22) 1/2/83 412 - 367 -2355 23) 1/4/83 412- 281 -8313 24) 1/17/83 412 -281 -0409 25) 1/17/83 412 -281 -5483 26) 2/19/83 412 -281 -8313 27) 1/4/83 28) 2/3/83 29) 2/14/83 30) 2/14/83 Number Called 412- 281 -8313 412 -281 -8313 412 - 281 -8313 412 - 281 -5483 31) 3/7/83 412 - 281 -8313 32) 3/16/83 412 - 281 -8313 *33) 4/25/83 412 - 281 -8313 34) 4/26/83 412- 281 -8313 * billed to Township 11 11 Number Identified as: Time Home of Joseph Costanzo Office of 1:58 p.m. Joseph Costanzo Call made Duration from Cost 1:58 p.m. 1 min. another $ 1.01 phone in Johnstown 4:29 p.m. 17 min. another phone in Johnstown Private number 4:00 p.m. 63 min. another Costanzo phone in Johnstown 7 min. another phone in Johnstown $ 2.42 Office of 11:13 a.m. 1 min. Twp. office $ .41 Ronald Clark $16.85 $ 2.57 Office of 4:09 p.m. 1 min. Twp. office $ .41 Ronald Clark 11 Office of. Joseph Costanzo 2:02 p.m. 2:51 p.m. 3:43 p.m. 4:19 p.m. 2 min. 1 min. 14 min. 25 min. Twp. office Twp. office Twp. office Twp. office $ .67 $ .41 $ 3.79 $ 6.65 Office of 2:29 p.m. 8 min. Twp. office $ 2.23 Ronald Clark 2:26 p.m. 2 min. Twp. office $ .67 12:18 p.m. 26 min. another phone in Johnstown $ 6.91* 11:26 a.m. 3 min. another $ 1.53 phone in Johnstown Eugene Glova May 24, 1984 Page 10 16. As noted in No. 7, c above you made the motion to appoint Joseph Costanzo as the Township's Agent of Record as of 9/21/82. a. Costanzo was named Agent of Record even though he works out of the Pittsburgh office and at least two other insurance agencies in the Johnstown area write pension plans for Bankers'. b, Prior to this action on 9/21/82 you had discussions with Costanzo's father -in -law about the possibility of Costanzo handling the Township pension funds. 17. You made an application to the State Insurance Department for a resident agent license to sell life, anruities and accident and health insurance for Bankers'. a. State law requires that an individual seeking to sell insurance must have the sponsorship of the Company for which he seeks to be licensed. b. Joseph Costanzo, acting as Agency Manager for Bankers' acted as your sponsor by endorsing your application to the State Insurance Department on January 20, 1983 to become a resident agent for Bankers'. c. Records of the State Insurance Department disclose that you were licensed to sell insurance for Bankers' since January 23, 1983. d. There is reason to believe that in April, 1982 you had approached Bankers', through Joseph Costanzo and attended a meeting of prospective Bankers' agents but did not become or make application to become a Bankers' agent until some time later (See b, above). 18. Joseph Costanzo received a commission of $3200 as a result of the change to Bankers' described above. a. This commission was based upon a sliding scale of the total amounts involved in the changeover. b. Clark, who made presentations as described above, as a full -time employee of Bankers' was ineligible to receive a commission. Eugene Glova Page 11 May 24, 1984 19. There is insufficient evidence to conclude that you received any commission or money directly or indirectly as a result of the Township's change to Bankers.' a. There is no evidence that any payments of the administrative costs associated with the non - police pension funds were made from the funds associated with the police pension program were made or designed to or did benefit you personally. b. There is no evidence that the rollover to Bankers', although different in terms from the previous policies provided a benefit or gain to you personally, especially insofar as you are no longs, serving as a Township Supervisor. 20. The Department of Auditor General, Bureau of Police Audits, conducted an audit of the Township Police Pension Fund covering the period January 1, 1981 to December 31, 1981 in July, 1983. The audit report and letter dated August 2, 1983 made a number of findings, including the following findings or comments: a. Municipal police pension funds are controlled by the Act of May 29, 1956, P. L. (1955) 1804 as amended, 53 P.S. 767 et. seq. (commonly known as Act 600) and police pension funds are financed by allocations of Commonwealth taxes on foreign casualty insurance premiums. b. The Upper Yoder Township Police Pension Fund is governed by Township Ordinance 133 adopted pursuant to Act 600. c. Page 4 and Page 6 of the Audit Report refer to the $25,950 loss, See No. 8, c(2) above, on the termination of deposit administration account with Provident Mutual. d. Page 9 refers to the potential conflict of interest regarding your being a licensed agent with Bankers' and recommended that municipal officials should take whatever action necessary to remove the possibility of such conflicts. Such action recommended could include written notice to all municipal officials of such potential conflict or disqualification of such officials from decisions in which such an incompatibility could arise. e. The report also found that the Township as custodian of the records of the police pension fund, did not adequately maintain the Fund's record and thus it was not possible for the Township to efectively monitor activity in the Fund's accounts. Eugene Glova Page 12 May 24, 1984 21. Officials within the Office of the Auditor General further provided the following information: a. The provisions of Act 600 govern the amount of monthly pension a retiring officer can receive. That monthly amount cannot be any more than one -half of the monthly earnings at the time of retirement. This is contrary to the impression of the officers you approached to persuade them to change to Bankers' because their monthly pension would be increased by such a change -over. See No. 4, c, above. They were under the impression from you that a change would greatly increase their pension paymants. b. The change -over to Bankers' was initiated primarily to achieve a higher rate of return on the Fund's assets and although there was a loss associated with the change -over (See No. 8, c,(2) and No. 20, c, above) the fact that the interest rate with Bankers' might be higher made it difficult to predict the net loss or gain to the Fund as a result of the change -over at least until late 1984 or early 1985 when the actual interest paid by Bankers' as a result of management of the Fund could be reported and compared. 22. You served as an agent for Colonial Life and Accident Insurance Company, (C.L.A.) from September 9, 1978 until May, 1982. a. During this period the Township negotiated a contract for its road and clerical workers which included a package of health and accident benefits to be placed with C.L.A. b. You were agent on this C.L.A. policy, which was eventually to be sold directly to the Union representing these Township employees rather than to the Township and the Township agreed to contribute the sums equivalent to the C.L.I. premium costs to a Union Disability Income Fund. c. The policy was sold as described in, b, above because the Township Solicitor opined you had a legal conflict in acting as agent on this C.L.A. policy if sold directly to the Township. d. You received commissions totaling $971.42 as a result of this transaction. Eugene Glova Page 13 May 24, 1984 e. As of January 25, 1984 the Union's Counsel advised the Township that the indirect payment of premiums for insurance provided by C.L.A. by the Township to C.L.A. through the Union violated AFSCME's Financial Standards Code and must be discontinued. As of February, 1984 the Township was being billed and paying premiums directly to C.L.A. for this insurance for these Township employees. B. Discussion: As a Township Supervisor you were a "public official" within the meaning of the Ethics Act. See 65 P.S. 402. As such your conduct must conform to the requirements of the Ethics Act. The provisions of the Ethics Act most applicable to this case are reprinted below for ease of reference: Section 1. Purpose. The Legislature hereby declares that public office is a public trust and that any effort to realize personal financial gain through public office other than compensation provided by law is a violation of that trust. In order to strengthen the faith and confidence of the people of the State in their government, the Legislature further declares that the people have a right to be assured that the financial interests of holders of or candidates for public office present neither a conflict nor the appearance of a conflict with the public trust. Because public confidence in government can best be sustained by assuring the people of the impartiality and honesty of public officials, this act shall be liberally construed to promote complete disclosure. 65 P.S. 401 Section 3. Restricted activities. (a) No public official or public employee shall use his public office or any confidential information received through his holding public office to obtain financial gain other than compensation provided by law for himself, a member of his immediate family, or a business with which he is associated. 65 P.S. 403(a). Eugene Glova Page 14 May 24, 1984 (b) No person shall offer or give to a public official or public employee or candidate for public office or a member of his immediate family or a business with which he is associated, and no public official or public employee or candidate for public office shall solicit or accept, anything of value, including a gift, loan, political contribution, reward, or promise of future employment based on any understanding that the vote, official action, or judgment of the public official or public employee or candidatL for public office would be influenced thereby. 65 P.S. 403(b). We have carefully reviewed the facts as found above and your conduct in light of the Ethics Act. We have found insufficient evidence to find a violation of Section 3(a) or (b) of the Ethics Act as outlined above. We are, however, concerned that your conduct and specifically your attempts to convince Township employees to change to Bankers' and your role immediately prior to your involvement with the Bankers' change in the placement and selling of C.L.A. disability insurance policies to cover Township road and clerical workers (See No. 22 above). While we have not discovered direct evidence of any financial gain you received through commissions on the transfer to Bankers' unlike the role you played vis -a -vis C.L.A., we are distressed that your role with Bankers' was bound to lead to an appearance of a conflict of interest. Particularly, you have been advised to avoid the direct Township- C.L.A. purchase plan (See No. 22 above) in order to remove conflicts in the role you played as agent (seller) and Supervisor (purchaser) of these policies. Then, less than six months later you were actively engaged in "selling" Township employees on the change to Bankers'. You must be presumed to have heard the advice of the Solicitor as to your C.L.A. involvement, but failed to see any similar problem with respect to Bankers'. In fact, as outlined above, it is reasonable to conclude that you were aware of restrictions on your activities to act directly and overtly as agent for Bankers' as you had with C.L.A. so you did all the "selling" and persuading, short of technically acting as agent, possible. We recognize you were not licensed as a Bankers' agent until January, 1983, well after the Township voted to change to Bankers' on October 7, 1982. Also, we cannot find evidence that you received any payments as commission or otherwise unlike the C.L.A. sale which would place you in direct violation of Section 3(a) or (b). Eugene Glova Page 15 May 24, 1984 However, there can be little public confidence or trust in a public official who is so vigorous in his sales tactics as were evident and found above as to the Township's employees and who then seeks and secures the sponsorship of the Company to become that Company's agent for whom he has so recently "labored." Under all these circumstances your conduct gave rise to an appearance of a conflict with the public trust. Your future conduct should you again serve as Supervisor must conform to the requirements of the Ethics Act where you seek to ply your trade of insurance vis -a -vis the Township. Specifically, you must: 1. Comp?y with the provisions of Section 3(c) of the Ethics Act where applicable as set forth below: Section 3. Restricted Activities. (c) No public official or public employee or a member of his immediate family or any business in which the person or a member of the person's immediate family is a director, officer, owner or holder of stock exceeding 5% of the equity at fair market value of the business shall enter into any contract valued at $500 or more with a governmental body unless the contract has been awarded through an open and public process, including prior public notice and subsequent public diclosure of all proposals considered and contracts awarded. Any contract made in violation of this subsection shall be voidable by a court of competent jurisdiction if the suit is commenced within 90 days of making of the contract. 65 P.S. 403(c) 2. Abstain from any decisions, votes and discussions as to the placement of Township business with any firm, company, etc. where you are or expect to be an agent, whether you receive(d) a commission or not. C. Conclusion: We cannot discern sufficient evidence to conclude that you violated Section 3(a) or (b) of the Ethics Act. However, your conduct as described above, created an appearance of a conflict of interest with the public trust. Eugene Glova Page 16 May 24, 1984 Our files in this case will remain confidential in accordance with Section 8(a) of the Ethics Act, 65 P.S. 408(a). However, this Order is final and will be made available as a public document 15 days after service (defined as mailing) unless you file documentation with the Commission which justifies reconsideration and /or challenges pertinent factual findings. See 51 Pa. Code 2.38. During this 15 -day period, no one, including the Respondent unless he waives his right to challenge this Order, may violate this confidentiality by releasing, discussing or circulating this Order. Any person who violates the confidentiality of a Commission proceeding is guilty of a misdemeanor and shall be fined not more than $1,000 or imprisoned for not more than one year or both, see 65 P.S. 409(e). HBC /jc