HomeMy WebLinkAbout85-003 MarcelloDouglas B. Marcello, Esq.
Mancke, Lightman & Wagner
Suite 1300
Payne- Shoemaker Building
P.O. Box 1082
Harrisburg, PA 17108 -1082
Re: Pension plan; Auditors' action
Dear Mr. Marcello:
I. Issue:
II. Factual Basis for Determination:
STATE ETHICS COMMISSION
308 FINANCE BUILDING
HARRISBURG, PENNSYLVANIA 17120
March 7, 1984
OPINION OF THE COMMISSION
85 -003
As solicitor for Southampton Township, hereinafter, the Township, you ask
our advice as to the propriety of the establishment by the Supervisors of a
pension system and the method of the inclusion of the Supervisors in this
system.
The Township is a township of the Second Class and is, therefore, subject
to the provisions of the Second Class Township Code, 53 P.S. 65101 et. seq.
The Township is governed by a three - person Board of Supervisors. In
accordance with the Code, 53 P.S. 65514, the supervisors may be appointed as
roadmaster, superintendents, laborers, etc. and, in fact, all three Township
Supervisors have, traditionally been so appointed. Each Supervisor so
appointed should, in accordance with the Code, 53 P.S. 65515 receive as
"compensation" for his service(s) an amount to be fixed "for the current year"
by the auditors. See also 53 P.S. 65545. We note you do not indicate
whether the Supervisors so appointed work on the roads on a full -time basis.
You state or agree with the previous solicitor for the Township (Sally
Winder) that the Supervisors established -a pension system, hereinafter, the
plan or system, in 1973. This plan was set up for the Supervisors who acted
as road workers and consisted of annuity contracts purchased from and with
Township funds. These annuity policies were issued under a "Township group
designation with the policies being issued in the names of the individual
Douglas R. Marcello, Esq.
March 7, 1985
Page 2
supervisor," according to Ms. Winder's letter of May 29, 1984. A policy was
purchased for each supervisor, as he became a member of the Board. You have
provided no details as to the nature of the pension plan itself or the
resolution, ordinance, guidelines or rules by which any Supervisors or other
employees of the Township become eligible for or vest under this plan.
You have provided us with several items for our consideration. First,
you provided copies of the minutes of the meetings of the Township auditors
from 1980 to 1984. These minutes mention the Supervisors' pension as
follows:
1) 1/8/80: "A motion was made by John McCorriston and second
by Rill Wolfe to approve the retirement program
of the supervisors. This retirement is with
Tri -State Insurance of Lancaster. Motion
approved. Note this is $1500 per year
retirement."
2) 1/6/81: "On a Oyler /Wolfe motion if the Supervisors ever
want to change their benefit package the Board of
Auditors must approve that. On a
McCorriston /Wolfe motion the auditor approved the
Supervisors retirement, hospitalization, and
health and accident programs."
3) 1/5/82: "A motion by Wolfe to keep the benefit package
the same was seconded by Goshour. Supervisors
receive retirement, hospitalization and health
and accident programs. There was some
discussion on the retirement fund of $1500.00
per year being low in comparison to other
townships. If supervisors ever want to change
their benefit package their choice must be
approved by the board of Auditors."
Douglas B. Marcello, Esq.
March 7, 1985
Page 3
4) 1/4/84 "The next issue for discussion was the supervisors
benefit package. The supervisors feel it is low
compared to other townships and they are unhappy
with the hospitalization coverage. They were
concerned also about their sick /accident policy
which they look at as income protection. Mr.
McCulloch suggested checking with some local
agencies to see if better coverage and rates can
be found. Since the Township has its own
insurance, Mr. Oyler suggested checking with
Agway. It was discussed also if the auditors
must approve the entire benefit package or just
the retirement. There was a motion made that
supervisors were authorized to check into the
part of the benefit package that includes the
hospitalization and sick /accident only. The
retirement will remain the same. They will
contact the auditors with findings for final
approvement of any change, if any. Will also
check to see if auditors approval is actually
necessary. Motion was passed by Lynch /Wolfe."
5) 1/4/84: "The Benefit Package was then discussed.
Hospitalization, Sick /Accident, Life and
Retirement were analyzed. Mr. McCulloch made
reference to Sally Winder's letter that the
retirement fund was voted in before he became a
member of the Board in 1976. He was willing to
go with another plan. Due to the perplexity
(Sic) of the rules on the retirement fund, the
auditors on a motion by Wolfe /Jones decided to
table this fund until further investigation can
be done. The Hospitalization / Sick /Accident and
Life ($1,000) for working Supervisors hired as an
employee will be paid by the Township. To be
eligible for these benefits the employee must
work a minimum of 80 accumulated hours. If this
minimum is not met, that employee will reimburse
the Township for premiums already paid. This
motion carried by Wolfe /Jones. A question was
raised by Mr. McCulloch that what if the 80
accumulated hours could not be met due to heart
attack, stroke or other form of disability,
Douglas R. Marcello, Esq.
March 7, 1985
Page 4
5) Cont'd. would insurance not be paid? A motion was made
for an amendment to the insurance coverage
motion after discussing Mr. McCulloch's
question. This Lynch /Jones motion stated that
the 80 hours may be waived if an employee
becomes totally disabled and a written
certificate is issued from individuals
physician. With no further discussion, the
motion and the amendment carried on an employees
eligibility for insurance."
The facts further indicate that the plan originally consisted of three
annuity contracts purchased with township funds. The annual premiums were
paid a follows:
1976 $1,250.00 1980
$1,750.03
1977 $1,250.00 1981 . . . . . .$1,750.00
1978 $1,250.00 1982 $1,750.0t;
1979 $1,750.00 1983 $1,750.00
In February 1984 these policies were surrendered and the cash value
obtained therefrom, $13,712.50, was used as a lump sum initial premium for the
purchase of a deferred annuity policy. This policy listed William McCullough,
a Township Supervisor, as the annuitant, and the owner of the policy as the
Township.
In addition to the foregoing, you have also provided the affidavits of
several of the township auditors. These affidavits indicate that the plan was
approved by the Board of Auditors and that there was "no dollar amount of the
retirement payments indicated in the approval." The affidavits provided
constitute all of the auditors for the years 1982 -1984 inclusive. You have
provided the affidavit of only one auditor for the years 1980 and 1981. No
affidavits were submittedd for any year before 1980„
Douglas R. Marcello, Esq.
March 7, 1985
Page 5
IV. Discussion:
There is no doubt that pension program or benefits constitutes deferred
compensation which must he fixed by the auditors for Supervisors who serve the
Township as roadworkers, laborers, etc. See Hoak and McCutcheon v. State
Ethics Commission, Pa. Cmwlth. , 466 A. 2d 283 (1983). As in
Hoak, the actions of a Supervisor to secure and benefit from a pension program
paid for by the Township are questionable under the Ethics Act where the plan
is established and /or continued without the oversight and approval of the
Township auditors. In this case, the Supervisors adopted this program in
1973. You have given us no minutes or any evidence whatsoever to support the
premise that the auditors approved this program for the working Supervisors as
of 1973. Indeed, the evidence is to the contrary. The minutes you provided
from 1980 to present address the pension issue. The lack of any similar
evidence of auditor review and approval of this program prior to 1980 suggests
that the auditors, from 1973 to 1979 neither reviewed nor approved the working
Supervisors' participation in this plan prior to 1980.
Likewise, even in 1980, the minutes of the auditors simply reflect
approval of pension benefits for working Supervisors to the extent of $1500.00
per year. The minutes do not indicate, that the Supervisors, in general, or
Mr. McCullough, in particular, should be eligible for, at Township expense, a
funded retirement program beyond the $1,500 per year mentioned in the
auditors' minutes. There is no express approval, nor did the auditors
actually or apparently authorize the funding of Mr. McCullough's 1984 policy
by payment of an "initial premium" of $13,712.50. You have, however,
presented the affidavits of several of the township auditors which, in part
appear to indicate that the $1,500 premium payment was not the limit of the
expenditure approved by the auditors. Additionally, while there is no
specific mention of the 1984 "Rollover" in the minutes of the Board of
Auditors 1984 meeting, there is mention of the fact that the township would be
seeking alternative pension coverage, thus evidencing an intent to convert the
then existing annuities.
Upon these facts the Commission has resolved that Mr. McCullough's
participation in the plan must be limited to the extent that auditor approval
has been evidenced. Specifically, auditor approval, as set forth in the
minutes and affidavits, was obtained in 1980 and all subsequent years. While
there is a question as to the funding limit approved, the Commission will rely
on the auditor affidavits which indicate that the $1,500 figure was not the
funding limit.
Douglas R. Marcello, Esq.
March 7, 1985
Page 6
There is,however,no approval evidence from 1973 to 1979 inclusive. Rased
upon the lack of evidence, the Commission has no alternative but to find that
said plan, during the aforementioned time period, was unauthorized and thus
not consistent with the Ethics Act and Hoak decision. Cf opinion 84 -008,
Kiniry (auditor affidavits obtained for entire period of plan).
Conclusion: As a result, Mr. McCullough may participate in the pension plan
only if such plan is modified so as to reflect the status of the plan had it
been orginally implemented in 1980. In this respect it is submitted that the
township may take appropriate action to make such modification of the pension
plan. Upon such modification all funds in excess of the premiums paid during
the period starting in 1980 shall be returned to the township treasurer. In
the alternative, Mr. McCullough may reimburse the township for premiums paid
during the unauthorized period, 1973 to 1979. Records submitted to the
Commission, as previously outlined, indicate such payments starting in 1976
and totaling, $5,500.
Pursuant to Section 7(9)(i), this opinion is a complete defense in any
enforcement proceeding initiated by the Commission, and evidence of good faith
conduct in any civil or criminal proceeding, providing the requestor has
disclosed truthfully all the material facts and committed the acts complained
of in reliance of the advice given.
This letter is a public record and will he made available as such.
Finally, any person may request within 15 days of service of the opinion
that the Commission reconsider its opinion. The person requesting reconside-
ration should present a detailed explanation setting forth the reasons why the
opinion requires reconsideration.
JJC /sfd
1'
the Com.issio
HER: ,R B. COMNER
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